Many different forms of blood disorders can affect the human body. These disorders can affect the red blood cells, white blood cells, and platelets. Certain disorders can also affect plasma. The development of the diseases and their treatments depend on what kind of disorder one has. One of the most common illnesses is anemia, which affects red blood cells. Types of anemia Anemia causes a decrease in the number of red blood cells, which leads to pale skin, fatigue, and breathing difficulties. There are many different kinds of anemia. Iron-deficiency anemia This kind of anemia is caused due to a deficiency of iron in the body, which is necessary for the production of red blood cells. This can be caused by low iron intake and loss of blood. Chronic disease influenced anemia Chronic diseases like a kidney disorder can result in anemia, too. Some people require treatment to improve blood cell production. Pernicious anemia People with autoimmune disorders or weak stomach linings may suffer from this type of anemia. One cannot absorb enough B12 from their diet, which results in this deficiency. Aplastic anemia This is one of the blood disorders that results when the bone marrow fails to produce enough red cells and other blood cells.

A reverse mortgage allows senior homeowners to monetize the equity in their homes. The money may be used to meet financial requirements post-retirement. Such a mortgage is available to people aged 62 years and above. A reverse mortgage provides tax-free cash with no monthly installments. However, stringent guidelines and rules apply to reverse mortgage loans. The most common type of reverse mortgage is the Home Equity Conversion Mortgage (HECM) provided by the Department of Housing and Urban Development (HUD). Eligibility criteria To qualify for a HECM loan, here are the reverse mortgage eligibility criteria you need to meet: You need to be at least 62 years old. The home should be your primary residence, and you should be a resident of that property for a year or more. You should own the home, or a low balance should be outstanding on your home mortgage; the balance should be paid off before closing the HECM reverse mortgage. There should be no delinquency on the federal debt, such as income tax or student loans; however, the amount received from the reverse mortgage may be used to repay such loans. Some portion of the reverse mortgage loan amount should be set aside to meet expenses, such as property taxes, maintenance and repair costs, and insurance.

Now and then, it is recommended you revisit your portfolio and realign it with your financial goals (which may also have changed amidst the current global pandemic). A popular investment is exchange-traded funds (ETFs), which allow you to hold a basket of high dividend-paying companies. It is a hybrid of mutual funds and stocks. Here are five of the top high dividend ETF funds that you can consider for investment during 2020: Vanguard Total Stock Market ETF (VTI) The CRSP US Total Market Index is tracked by the VTF. It is representative of almost 100% of the investable market, comprising micro-cap, small, mid, and stocks. As of March 31, 2020, the SEC yield was estimated at 2.20%, and the expense ratio was 0.03%. Vanguard Dividend Appreciation ETF (VIG) This fund keeps track of the NASDAQ US Dividend Achievers Select Index, which was previously known as the Dividend Achievers Select Index and covered approximately 182 stocks. As of December 2019, the expense ratio was 0.06%, and the SEC yield for the fund was about 1.80%. Vanguard High Dividend Yield ETF (VYM) This particular fund from Vanguard monitors the FTSE High Dividend Yield Index. The fund represented about 404 stocks of companies with high dividend yields as of November 2019.

Modern cars come with all the luxuries and advancements one can expect. They also offer longevity, which is a blessing, as you surely want to drive your car for as many years as possible. However, the one thing that you must keep in mind is that the tenure of your car warranty is generally three years. You will need to buy an extended vehicle warranty after that, which can offer many benefits as listed below. They can be personalized In general, the car warranty covers the repairing of your car for a certain amount of time and mileage. However, when you are purchasing an extended warranty, it can be tailor-made as per your needs. This way, you can include coverages that your car previously did not have, such as roadside assistance or an extended bumper-to-bumper coverage. Buying a comprehensive warranty will ensure that you do not have to worry about your car in any scenario. Another great thing about the extended warranty is that you can actually decide its tenure. Hence, you can drive your car stress-free for a long time. Costly repairs are covered The extended vehicle warranty will help you save money in the long run, as it covers expensive repairs too.

The demand for and the popularity of Jeep Grand Cherokee, the SUVs produced by the automobile manufacturing company Jeep, has only grown ever since they were launched in the early 90s. Every year there is an upgrade, and 2020 has been no different. What separates Jeep Grand Cherokee sale 2020 from its predecessor is its off-road capabilities. There have been improvements on several other fronts too. What the new model offers The 2019 model boasted of some massive improvements and changes that were prominently visible. It was one of the biggest upgrades for the vehicle ever. Hence, one was expecting limited changes in the 2020 model. The new model puts a lot of emphasis on safety features. Among the newly introduced features is an Advanced Safety Group kit, which includes forward-collision warning, rain-sensing windshield wipers, knee airbags, overhead airbags, stability control, and lane-departure warning. You also get to choose from two new paint colors–Spitfire: Orange and Sangria. Which one you should buy The lowest-price model is the Latitude (priced at USD 27,235) and the highest-priced model is the Overland (USD 38,490). Out of the five models that Cherokee offers, the Trailhawk proves to be the best performer. It offers a 3.2-liter V-6, which when armed with a Trailer Tow package, offers a maximum towing capacity of 4,500 pounds which is very impressive.

Are the tires of your car worn out, or is it just that you have an affinity for branded tires? Whatever the situation is, you know you will have to spend a considerable amount of cash. And, if money is something that’s stopping you from purchasing your desired set of tires, you can look at some of the enticing tires coupons deals on several websites. There are a few eligibility criteria, to avail these coupons, which are not so difficult to meet. In case you have any queries pertaining to tires coupons from a particular website, you can always contact the customer service team via email or chat. CarTalk At Cartalk, you can find handsome rebates on all the major brands, such as Goodyear, Yokohama, and Bridgestone; this is a great option because otherwise you might have to purchase these tires at a much higher cost. Now, there are certain eligibility checkpoints that you might want to pay heed to. To begin with, you might want to check if the tires discount coupon is eligible for a particular brand of tires or car model and/or only for bulk buys. For instance, you might be attracted by the USD 70 rebate on General Tires, but this would only be applicable if you can purchase a set of 4 tires, and not simply one.

In recent times, the older saving habits have slowly been replaced by the mindset to invest. A lot of people have realized that it is a better idea to invest money into something which allows it to grow rather than just hoard it in an account. It is important to remember that all investments are subject to market risks and carrying out thorough research is crucial. If finance is not your forte, you should seek the help of a person who can advise and guide you regarding investing your money. Do the following to find the best investment advisor for you: Determine the kind of advisor you need There are some professionals who provide you with advice on how to manage your finances but are not equipped at guiding you well with your investments. If you want to have someone help you with managing your finances, then find some who can fulfill that requirement. Once you feel you have accumulated enough wealth and are ready to invest, look for one of the best investment advisors in your locality. Make sure the person you choose for the job has expertise in that specific area and is a certified professional. For instance, if you wish to invest in the stock market, find someone who is an experienced fund manager.

When it comes to investing money, you can find thousands of different choices that promise to help grow your money. However, when you are investing your hard earned money to make your retired life more secure, you need to be extra careful about it. You need to find the safest and most rewarding investment plans for that, so you can enjoy your retired life in peace and security. Why invest in retirement plans Many experts suggest that the future investment scenario may not be favorable to investors. The interest rates will go higher, and the income growth will be slower than expected. Considering the rising cost of healthcare and maintaining a normal lifestyle, you will need to have enough money to live comfortably. That is why making the best retirement investments is very important. You must start to plan and find the right options to invest your money in, so you can comfortably finance your retired life. The three best retirement investments choices are as follows: Annuities When it comes to the best retirement investments, putting your money in annuities can significantly benefit you. It is an insurance policy that guarantees returns for the amount of money you have invested.